Debt collectors and robocalls
When a collector calls, writes or sues
A collector has to prove what you owe and follow the rules while it asks. Many can’t do both.
We answer collection lawsuits, ask debt buyers to prove they own the debt, and stop calls at work, threats and calls you never agreed to. Federal collection and calling laws make a company that breaks them pay your lawyer’s fees, so those claims cost you nothing; court costs are explained before we file.
We take on
Lawsuits from debt buyers and collection firms
Calls at work, threats, or calls to family
Robocalls and texts you never agreed to
If you’ve been served
Three things to do this week
The deadline to answer is short. These keep your options open.
Write down the date
The day you got the papers sets the deadline to answer.
Keep every paper
The summons, every letter, and a log of every call with the time and number.
Send an intake
Mark it as a lawsuit and we read it first.
Collector and robocall questions
The debt isn’t mine. Do I still answer?
Yes. Ignoring a lawsuit lets the company win by default, even on a debt you don’t owe. An answer makes it prove its case.
Can a collector call me at work?
Not after you’ve told it your employer doesn’t allow those calls. Tell it once in writing and keep a copy.
What should my robocall log show?
The date, the time, the number that called and what the message said. Screenshots of texts help too.